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Consumer Reports: Save $$$ on car insurance

· KRGV (NBC 5)

Car insurance rates continue to rise, with the average driver now paying nearly $2,700 annually. Consumer Reports suggests several ways to reduce premiums without losing necessary coverage. Starting with an independent insurance agent can help compare different policies. Raising your deductible may lower your premium, but ensure it's an affordable amount if repairs are needed. For older vehicles, reconsider collision and comprehensive coverage if premiums exceed 10% of the car's value. Bundling home and auto insurance can yield discounts, and taking defensive driving courses may also help. Additionally, life changes like marriage or removing a teen driver can significantly affect rates.

AI summary · Source: KRGV (NBC 5)

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